How to Build Wealth Starting Now

With the Money You Already Have

Personal And Financial Growth That Gets Results 

Larry Earnest has built an organization composed of professional, financial, and educational service companies that work together to provide clients with everything they need to create a path toward wealth building.

These products and services are tailored for each client in a way that helps them define their starting point and systematically develop their emotional, psychological, and financial mindsets that are necessary to build true wealth.

Most people are narrowly motivated by wealth. We believe that we must grow in several areas of our life in order to align our money with our values. In our experience, we find that as we achieve our financial goals and as our life changes, our priorities change in proportion. What was once important may be replaced by new and greater priorities. Our program will provide the tools you need to always keep your money and priorities aligned with your values.

Our unique program can help you with each stage of the wealth-building process as long as you have a teachable attitude, work hard, and be accountable.

Get Started With The Wealth Builder Guidebook

How To Build Wealth Starting Today With the Money You Already Have

A Step-By-Step Guide to Wealth Building


The Wealth Builder Playbook

The Wealth Builder Playbook course is written in a logical order to ensure that foundational first steps are in place from the beginning. This is the only way to ensure progressive growth.

The basic lessons are designed to help you define your starting point and what steps are needed to get to the next level.

The lessons gradually transition towards investment types and alternatives based on your resources and goals.

The advanced lessons offer additional resources for those in their later stages of their career and are near retirement. This advanced training option is for those who want to be part of a community of like-minded investors whose priorities have shifted to their legacy.


Simple Interest Home Loan

Most Americans choose the standard 15 or 30-year mortgage to pay off their homes because it's the way things have always been done. The problem is, it takes the next 15-30 years to actually pay them off, and you will have paid twice for the house.

Another drawback of the mortgage is that your equity is frozen. In order to access your equity, you need to refinance or get a second mortgage loan. Each time you refinance, you start the 30-year clock over.

But there's a better way to pay off your home. It's called a home equity line of credit (HELOC) which is a simple interest loan that you can pay off in 5 to 7 years.

“If people understood the banking system, there would be a revolution by morning.” —Henry Ford


Real Estate Education

Renatus, LLC is an entrepreneurial education company that teaches wealth creation through business ownership and real estate investing. Renatus offers what many consider to be the most comprehensive, relevant real estate investment courses in the United States, offering 57 classes taught by 28 practitioner instructors; instructors who earn their day-to-day living as investors or industry support experts. Renatus has taught thousands of individuals how to make money investing in today's real estate market. In an effort to support students in the application of Renatus instruction, the company has established investor communities across the country. Investor communities are made up of individual students who encourage and support one another in achieving financial freedom through real estate investing. Renatus has developed the curriculum, software, coaching, tools, and systems to help students realize success. Our motto: "if you want to be the best, you need to learn from the best."

0% Interest Lines of Credit


  • To propel our businesses to the next level.
  • To access capital to increase revenues and cash flow.
  • To protect our assets and businesses.
  • To generate passive income and various other investments.
  • Improved lifestyle, new home, car, college, and vacations.
  • Having a huge nest egg available at all times.

Learn how to acquire $250K in zero-interest lines of credit. I will show you how I use 0% interest credit to invest in short-term investments.

I will also show you how to use 0% interest to consolidate higher-interest loans in order to pay off debt fast.


Starting a Self-Directed IRA

There are many types of individual retirement accounts (IRA) available to meet the needs of each individual. You will need to understand the differences between the various types of accounts before investing.

Earnest Wealth Solutions is not a fiduciary and can not offer these types of accounts, but we can offer a tutorial on the types of accounts and the benefits of each. In addition, we have a list of self-directed IRA managers we can refer you to.

Lastly, we will show you how to self-direct your investments in alternative investment types such as real estate.

Free Online Training From Larry Earnest

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Here's What You'll Learn on Larry's Free Training

Define Your Starting Point

A Self-Assessment is where you are honest with yourself concerning how you think and act towards 6 key areas, including your personal mindsets towards your finances and your future plans for retirement. It is critical to be honest with yourself and to know where ALL your money is going.

Manage the Money You Already Have

We spend too much. Even worse, we have no concept of what the difference is between discretionary spending and non-discretionary spending. If we can afford the minimum payment we buy it. Easy money is one of the reasons why the average American household carries $16,061 in credit card debt. This will destroy your cash flow and your ability to build wealth.

How To Earn More Money

Here we explore three basic ways to earn more money.

We hope to get you thinking about the connections between your job, your enjoyment and how well you’re compensated. The goal is to find work you love and not simply settle for a job that pays the bills. A job you love will pay much more money and be a blessing to the world around you.

Retirement Savings and Investing

Retirement means different things to different people. For those in their 20s, it’s a distant dream. For those in their 30s and 40s, it’s a minor concern. For those 50 and beyond, it’s a reality that must be dealt with. No matter what your age, you should start to prepare for your retirement and the sooner the better.

How To Build Strong Credit

Your credit score defines who you are to businesses and banks. You want it to be as high as it can be. It doesn’t matter how bad your credit is now. There are ways that you can raise your credit score no matter how low it is now. Don’t despair; just get started – right away!

How To Create Legacy Wealth

The concept of legacy brings to mind several factors concerning how you lived your Iife. How your life influenced others and how you will be remembered. Legacy means developing and passing on a timeless part of yourself.

Legacy is about life and what you do with it today. We tend to think of legacy as what we leave behind when were gone. This is a narrow view and I encourage you to take your thinking to the next level.

Advanced Money Management

You are going see that multi-millionaires are not any smarter than you, they just know how to play the money game.

If I could change one thing about how I’ve managed money in the past I would have avoided paying mortgage interest. I would be millions of dollars ahead of where I am today if I knew that I could have held on to all my houses and borrowed from my equity to buy the next house. The renters would have paid-off the loan and I would own all of them free and clear.

This video will show you two ways to pay-off your home in 7 to 10 years and avoid overpaying interest to banks

Your Mindset Toward 6 Key Areas

Wealth Building involves how you think and act towards 6 key areas that I have found to have the most influence on wealth. I refer to these as the 6 Keys to Abundance. These areas are:

  • Yourself
  • Other people
  • Work
  • Giving
  • Retirement
  • Wealth

There are two mindsets that influence how you experience the six Life Priorities. The two mindsets that govern your life experience are the Scarcity Mindset and the Abundant Mindset.

How To Fund What Matters to You

You are wealthy when you have passive income that allows you to have the lifestyle you want without having to have a job to sustain it. And you are wealthy when you have long term passive income that will fund your charities long after you have passed on. Everything you learn in the Earnest Wealth Solutions culminates here.

Here is where you get to stand tall and write your own footnote in this book. The actual wealth you achieve is not important. What does matter is that you took your resources and created something much greater than if you left your future to chance

Schedule a Free Planning Session

Do you want to move fast and not have to piece this together yourself? Were here to help you put it all together in a way that works for you. Schedule a free, 30-minute planning session with a trained coach who will show you your options and exactly what steps need to happen to get you to the next level.